Are you looking for a Debit Card in Bangladesh?
If you replied yes, I’m happy to inform you that you’ve arrived at the right place in Bangladesh to apply for a debit card.
A debit card is a sort of payment card that a cardholder can use in place of cash while making a purchase online or in person. When using a debit card, the cardholder can make a payment by electronically transferring money from his or her bank account to the card.
Almost every bank in Bangladesh offers a variety of different sorts of debit cards and credit cards to account holders in order to make their lives easier and more convenient. These cards are extremely simple to use and are clearly protected. With an international debit card, you have access to your bank account from any location in the world at any time of day. Many banks in Bangladesh provide their customers the option of using an international debit card.
I’m going to be able to help you out here. In this post, I’ll tell you about the top five credit card companies in Bangladesh that can help you with your financial needs.
Choosing one debit card that matches your needs and complements your lifestyle can be tough. Most debit card issuers provide multiple cards, each with unique features, eligibility conditions, and costs. These top debit cards from Bangladesh’s leading issuers all provide amazing features like cashback, incentives, and savings on shopping, gas, and travel.
How to Choose the Best Debit Card in BD?
When looking for the best debit card in Bangladesh, there are a number of options available, each with its own set of benefits. It’s easy to become overwhelmed by the number of options available.
Always look for a debit card that is appropriate for your needs. There are four steps to selecting the best debit card for you. They are as follows –
1. Understand Your Debit Card Eligibility :
You should know your credit profile and which cards you qualify for once you know why you want a debit card. Your income may be insufficient to qualify for a debit card with valuable travel advantages. As a result, double-check that the card you’re applying for is likely to be authorized.
2. Debit Cards List :
Based on your eligibility, you can choose from a few cards. This will assist you in locating the correct card. Consider whether you can afford the yearly fee and whether the card satisfies your basic needs to cut down your options.
3. Choose the Best Value :
Choose the greatest overall value from among the debit cards on your shortlist. In this scenario, consider a futuristic technique. Consider whether you’ll still want to use this card in five years. Consult your bank to see whether you can upgrade to a different card later.
4. How to Apply :
You have the option of applying directly on the bank’s website or through a third-party website. With it though, you may compare debit cards from several banks to see which one is the greatest fit for you.
List of Top Debit Cards in Bangladesh :
1. Eastern Bank Ltd.
2. Dutch Bangla Bank Ltd.
3. City Bank Ltd.
4. Standard Chartered Bank Ltd.
5. Southeast Bank Ltd.
1. Eastern Bank Ltd.
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EBL Global Debit Card
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Eastern Bank (EBL) pioneered mobile banking in Bangladesh and continues to have the most robust mobile banking infrastructure in the country today. Eastern Bank Ltd. (often abbreviated as EBL) was founded in 1992. EBL platinum cardholders are eligible to use the EBL SKYLOUNGE. It offers over 19 distinct Visa and Mastercard card kinds that may be used for domestic and international payments and transactions.
EBL Global Debit Card can be used at any VISA ATM worldwide. It is the best option if you want a global debit card that also allows you to utilize your FCY Account Balance everywhere. This EBL debit card is generally accepted. It is accepted everywhere VISA debit cards are accepted. You may also use this card to make purchases at places like Restaurants, Dry cleaners, Service stations, Supermarkets, Movie theaters etc.
With the EBL VISA Global Debit Card, you can access your account from anywhere. You can check your balance online or by phone because purchases are normally posted within 24 hours. Depending on the account type, you can also get a detailed monthly statement with merchant name, date, and amount.
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2. Dutch Bangla Bank Ltd.
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DBBL VISA International Debit Card
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DBBL MasterCard International Debit Card
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DBBL, Bangladesh’s first joint venture bank, has always been an ATM service pillar. Their agent stations and ATMs, especially in remote locations, have made banking more accessible. Dutch Bangla Bank is a well-known private bank in Dhaka. They presently issue Visa and Master Credit Cards both locally and globally.
i. DBBL VISA International Debit Card :
This is a very popular international debit card provided by Dutch Bangla Bank Limited. It is available in a variety of currencies. Bangladesh Bank regulations state that an international debit card can be issued against a client foreign currency account such as a Resident Foreign Currency Deposit (RFCD), a Foreign Currency (FC) account or an Exporter Retention Quota (ERQ) account.
This VISA international debit card is equipped with both an EMV chip and a magnetic stripe, allowing it to be accepted in more countries across the world. Enhanced security is provided by the EMV chip, and the card can be used at any POS terminal or ATM that accepts VISA cards, regardless of where it is issued.
ii. DBBL MasterCard International Debit Cards :
Dutch Bangla Bank distributes MasterCard international debit cards to individuals with a global vision, a sizable discretionary income, and a preference for consistency of service. This international debit card is available to DBBL customers who have a Resident Foreign Currency Deposit (RFCD) account, a Foreign Currency (FC) account, or an Exporter Retention Quota (ERQ) account. This card is extremely secure due to the inclusion of both an EMV chip and a magnetic stripe.
As a result, this worldwide debit card is widely accepted throughout the world. DBBL issues this card for use at any POS terminal or ATM that accepts MasterCard cards. The magnetic stripe protects cardholders by preventing card data from being copied and by providing a liability shift advantage that protects cardholders while using non-EMV terminals.
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3. City Bank Ltd.
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City Bank Visa Debit Card
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City Bank Ltd. is offering their International Debit Card, which is branded as City Bank MasterCard Platinum International Debit Card. City bank offers a dual currency foreign debit card in both currencies. In reality, it is the first overseas debit card issued by Bangladesh that is dual currency. So, the cardholder of this debit card has the ability to use it for both BDT and USD transactions.
More than 1.9 million MasterCard ATMs are located throughout the world, allowing you to access your bank account. You can use this international debit card at any of the 32 million MasterCard-accepting merchant locations across the world. The cardholder of this international debit card from City Bank will be granted gratis access to the City Bank Lounge at Hazrat Shahjalal International Airport in Dhaka, according to the company.
Requirements :
- Balance of BDT 10 lac or net monthly income of BDT 2 lac (salary account to be maintained with City Bank),
- For Platinum, only BDT account balance is evaluated,
- International Platinum (only USD) RFCD/FCY/ERQ account,
- Account in BDT and RFCD/FCY/ERQ forms for Dual Currency Platinum,
- 3 cards maximum per ERQ account.
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4. Standard Chartered Bank Ltd.
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Standard Chartered Visa Platinum Debit Card
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Standard Chartered Visa Gold Debit Card
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One of the country’s oldest and most prominent international financial firms is Standard Chartered Bank. This organization was previously known as ANZ Grindlays Bank. Customers in all market segments can take use of the Bank’s wide range of banking services.
Standard Chartered Bank International Debit Card from Standard Chartered bank can be used at Visa ATMs and Visa Point-of-Sale (POS) terminals all over the world to withdraw cash and make purchases. To be eligible for this foreign debit card, you must have a US Dollar Current Account or an RFCD Account with Standard Chartered Bank. This debit card will be your ticket to financial convenience, as you will be able to access your accounts and make free cash withdrawals at Standard Chartered Bank and Visa ATMs throughout the world.
Your debit card transactions will appear on your account statement. With i-banking or e-statement, you can effortlessly monitor and control your expenses anywhere. You can use the full balance of your account because no fund hold or endorsement is necessary when issuing your International Debit Card. The best part is that there are no additional costs because you are paying with your own bank account.
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5. Southeast Bank Ltd.
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SEBL Proprietary Debit Card
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SEBL VISA Debit Card
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Southeast Bank Limited was founded in 1995 with the intention of being a pioneering banking organization and contributing significantly to the national economy. The Bank was founded by prominent businessmen and entrepreneurs with interests in numerous sectors of the national economy. Mr. Alamgir Kabir, FCA, is the Bank’s current Chairman.
Southeast Bank VISA International Debit Card can be used to withdraw funds from your Foreign Currency, Resident Foreign Currency, and Export Retention Quota Account of USD currency accounts held at the financial institution. With this card, you have the ability to conduct transactions anywhere in the globe at any time.
You are not permitted to make any transactions in BDT using your VISA International Debit Card in relation to your Foreign Currency, Resident Foreign Currency, and Export Retention Quota Accounts in the United States dollar currency (USD). The nicest aspect about this card is that it does not require any kind of endorsement from the recipient. You can withdraw cash from any VISA-branded ATM and make purchases at Points of Sale (POS) terminals located anywhere in the world that accepts VISA.
